We helped your neighbor buy her home, let us help you finance yours

Most mortgage companies start with finance experts who decide to open a brokerage. Ours began differently – with three local real estate pros who were tired of seeing their clients struggle through the mortgage maze. After years of watching deals nearly fall apart due to lending complications, we knew there had to be a better way to serve our Gulf Coast community.

Our real estate background gives us an edge that traditional lenders simply don't have. We understand the unique considerations of buying in flood zones, the specific requirements of condo associations on Fort Myers Beach, and the special opportunities in our historic neighborhoods. When you're financing a piece of paradise, these details matter enormously.

We founded Echelon Home Loans with a simple vision: bring the same laid-back confidence to mortgage lending that defines our beautiful Fort Myers beach lifestyle. Just as our area offers different shores for different folks – from the family-friendly Sanibel shoreline to the luxurious retreats of Captiva – we built a brokerage that offers personalized financing options for every homebuyer's unique situation.

The magic happens when real estate and mortgage expertise come together under one roof. Instead of the typical disconnect between your agent and lender, our teams work in harmony – sharing information seamlessly, anticipating challenges before they arise, and keeping your closing timeline on track. Your real estate agent and loan officer aren't just communicating – they're collaborating, with aligned goals and a shared commitment to your success.

Working with a local company means you're never just another application in a distant corporate office. We know these neighborhoods, beaches, and communities because we live here too. We've helped your neighbors finance their homes, and we understand the specific opportunities and challenges of our local market – knowledge that translates into better loan options and smoother closings for you. Today, Echelon stands as the natural choice for homebuyers who want the best rates without the typical mortgage stress. Because just like our Gulf waters, we believe the path to homeownership should be clear, warm, and welcoming to all.